There are a number of travel insurance companies that specialize in travel insurance over 70 policies. It is not hard to obtain cheap travel insurance for travel insurance for over 65 or travel insurance over 75; you simply need to look up a number of places that cater to your needs and see which company and policy would be best for you. You can find such companies either on the internet or by looking through the local Yellow Pages.
Those who have pre-existing medical conditions should purchase a travel insurance policy that will provide coverage should you have medical problems while on your trip. Not all travel insurance policies for the elderly provide such coverage; one particular company that does is Saga. Saga travel insurance over 70 will cover a pre-existing medical condition on their standard over 70 travel insurance policy. Another insurance company that offers coverage for those with pre-existing medical conditions is Stay Sure. Stay Sure travel insurance for over 70 years old can be obtained up until 85 years of age.
Once you have chosen a travel insurance company to work with, you will need to decide what type of travel insurance policy is best suited to your needs. If you travel a lot, then purchasing annual travel insurance over 70 is advisable; infrequent travelers should simply purchase a single trip policy. You should also carefully read over which activities and events would be covered by a given travel insurance over 70 policy. Certain types of coverage, such as winter sports, hazardous activities, golf and baggage insurance are not covered under a basic or standard travel insurance policy and would need to be purchased separately.
If you have the budget for it, you may want to consider taking out a premium travel insurance policy. A premium travel insurance policy is significantly more expensive than a standard policy, but it provides much better coverage. It some cases it can cover between £10,000,000 – £15,000,000 worth of medical expenses; this type of coverage can be invaluable if you have a medical condition or weak health overall. Premium coverage can also cover other events that are not usually covered under a standard travel insurance policy, such as being denied boarding or missing a flight due to the airline ceasing operations while on your trip.
When taking out travel insurance over 70, it is important to research your options carefully. Finding a company that offers travel insurance for your age is the first step; after that, you will need to ensure that the exact policy you purchase meets your needs.
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